The panels delaminated on our 98 V70 when it was just shy of the end of its warranty period, and Volvo replaced them for free. I think the issue was largely up to the dealership, some better than others. I also think they were pretty embarassed about the large folder of problems we had with our V70 - all very real. The dealership is great, located in Winston, NC, but the numerous initial issues with the car really sucked. We purchased the car from a dealer in Greensboro, NC. Unfortunately, their service group was very incompetent. We were very fortunate to have an alternate dealer so close. I truly hated not being able to bring myself to buy another Volvo.
I still have the V70 and intend to drive it till the wheels fall of, but it is now an occassional commuter car, replaced by a much more reliable Honda Ody. In all honesty, my '97 Dodge has been far more reliable than the Volvo :<(
Good luck
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