In 2003 or so I needed new tires for the '95 855T. It had a set of 16" Bridgestone RE730s on OEM wheels. Even buying from Tirerack.com I was looking at over $500 for a set of four rough-riding, directional, noisy tires.
On Ebay I lucked into a new set of 15" V70 pull-offs for about $300. Not a scratch on them. Then, for $40 apiece, I bought a set of four Kumho all-season passenger tires in 195/60x15 that were excellent. Quiet, light-steering and I never missed or needed the performance of the 730s.
Last year I replaced them with another set of Kumho Ecsta in a 205/55X15 for a little more aggressive look. Same great experience with ride, quiet, traction etc. They were about $45 each. Both sets of Kumhos were H rated.
I ordered direct from the website and had my corner garage install them. During one of the orders I made the mistake of calling and the salesguy wouldn't process my order because by his book the Volvo required V rated tires and he couldn't sell me H. I hung up and in 10 minutes I had the order completed on the website.
V or H? My experience after over 50,000 miles on H rated 15" tires on my 855T is that it's a non-issue.
Erwin
(edit) Just want to add that I quickly sold the OEM 16" wheels on ebay and covered the cost of my conversion in one sale. Also, with the 195/60x15 Kumhos I regularly saw 28mpg on the highway.
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