If you had AWD, I would say go for it. But, you will hit the 100K mark well before the additional 48 months.
Here is what is in store for you if you have a clunker: The tranny will start balking with sensors 1-5 failing. Each one is a couple of hundred bucks. Even Borton will "reccomend" replacing the tranny at $4K.
The newer computers will start to fail after 100K/5years, especially the Driver Information Module which is $1,000 to replace - no fix.
Enough pot holes and a CV will fail, $800.
The PS rack will spring a leak, $$$$.
The ECC will fail.
If you have all of the above problems before 100K, which is unlikely, then the warranty is well worth it.
If you have a typical Volvo, only one of those above will fail. And paying $3200 up front, plus $100 for each fix, is much too much.
Because you do not DIY, and the local shops also charge over $100/hr book, I would start barganing at $2500 and meet him half way at $2800. That's just under $1,000/year and do not expect using it for the first year, which is a good argument.
If you cannot get Borton to come down, then start saving $100/month and you will be ahead of the game. And stay tuned to the Brickboard for eventual fixes to the 2007 cars.
Klaus
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The more I learn, the more I forget. So why learn?
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