I live in the Midwest & used to live in New England. I bought the winter package on my S40 because I wanted the DSA option. I didn't really want the rest, but that was how the package worked, so I got it. I also got the car last fall and have been through a winter with it, driving 1hr+ each way to work on back roads.
I do like the DSA and antilock breaks for safety and a secure driving feeling. I did find you need to turn off the DSA if you get stuck in the drive and need to "rock" the car though :)
Unexpectedly, I love the heated seats - aka "bun warmers" in our house:) My dad also really likes them on his back when it is sore. It lets you take off your bulky coat for driving too.
The headlight wipers work just fine too. I have never had them freeze up, and we get our share of freezing rain & wet snow here. I think the heat from the headlamp helps keep them defrosted while driving too. They work as described, with the washers only and matching their speed.
I don't know how much the winter package is on the XC, but I think it will be well worth it where you live. I also agree that it will help you sell the vehicle there when you are ready.
Good luck!
2000 S40
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