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The XC60 is a pretty good car for 2011+. I agree, the turbo is not needed, and after test driving one I realized it would just get me a speeding ticket or two.
The Haldex AWD system is very reliable. It has its own oil/filter which should be changed every 50K miles or so. The transfer case also needs an oil change at 100K and every 50K there after.
Programming components to match your car? Yes, there are some, but not as bad as it sounds. Most will swap right in and there is no high failure rate as was true for 2001-2002. Amazing the number of computers and fuses!! At least 3 fuse boxes.
Remember, this is an AWD and not 4WD. It is possible to get stuck, but much better drivibility than 4WD. It is not meant to go down the Rubicon trail, it is more a safety feature to keep the car from sliding into a ditch. In fact, getting on a wet skid pad, you can not make the back end slide out.
The only thing I dislike about the XC60 is the poor visibility out the rear and large blind spots. I guess that's why they have BLIS as an option.
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My back feels better when I sit in a Volvo seat
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