recomendation is 80k or 8 years..your dealer is correct

and given the alternative (if it breaks) why are you even thinking about this?

My indy shop is about $200 for a t-belt change.

And yes - after 7 years you should do timing belt & accessory belt too!

Time is as big a factor in belts as use. Don't wait - the engine you save might be yours! (but if your dealer want over $300 look around!)

Recommendation from the book is 70-80K or 5 years.

Up to you. If you can do it yourself volvospeed.com then the belt is only $40.00
The labor is yours. Not that hard. I just did it myself.

Not comfortable? then let dealer do it. A fair charge is 3 hours of labor.

cn

Also..delaer wants to charge ~$330 for the timing belt change. Sounds high to me. other posts says ~$200 is reasonable. Thoughts?

I only know that mine was replaced at about 70K. That is about the normal number miles recommendation for changing the timing belt. But, they usually have more miles on them at 7 yrs than 30K, maybe there is something about age that would warrant replacing it. I understand that it could be a more expensive repair if the timing belt were to go before you had a chance to replace it. I know this isn't very helpful to you so I hope someone else will know the real answer for you.
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'95 854T 120,000