"...these cars have sealed transmissions, you don't change ATF in them..."
At least with the "normal" SVC 70s, you can and do change the ATF. My dealer changes the ATF on automatic cars (I have an manual) about every 30,000 miles. And I think my dealer is pretty bad. Amazingly, the Official Volvo 850-SVC 70 maintainance schedule does not specify ANY ATF changes. As for the AWD/bevel gear, I don't believe it is servicable. You just change (replace) the entire bevel gear as a unit. The dealer will (happily) take Visa, Mastercard, American Express.....
Actually, if you have the 100,000 mile warranty and you don't think Volvo will try to weasel out of a claim, you could wait for the transmission to melt and then treat your new transmission the way your original transmission should have been treated.
There is a bulletin, of sorts, on the Volvo AWDs, in that Consumer Reports has, and has had them on their "Used Cars to Avoid" list.
-Punxsutawney Phil
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