15W40 is recommended for all temperatures above 0 F, so 15W50 would seem to be a good choice for your harsh climate conditions. 10W30 is suitable for -20 to 100 F, so that would be a good choice for winter. 5W30 is a bit thin for Florida (but good for northern winters) as it is only recommended for temperatures up to 68 F.
I have never felt the extra expense of synthetic was justified for a non-turbo B230, so I use 15W40 "diesel" oil in the warmer months, and have not noticed any sluggishness to the way the engine runs, or poor fuel mileage (I get consistently in the high 20s with a manual transmission) and I like the added protection of the heavier oil.
Herb G is correct that if your engine seems to be running hot, you should thoroughly check out your cooling system. This is not normal for these cars. They should be able to deal with any temperatures you are likely to encounter, and not break a sweat, even with the A/C on.
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