The deer lost (see my Thursday May 22 thread) but now it looks I lost too.

The car is declared totalled as the damage was over $3,500 (I checked with two reputable body shops) I knew this was coming but I did expect a little more than the $1,525 the insurance company offered me.

How can I proof to the insurance that the car is worth more or is it only worth that?

This is a 1993 944T (silver with dark grey leather interior) with 211K miles on it. New calipers all the way around with new rear discs in the last month, brand new FPR in the last week, new front discs and master cylinder last year summer. Volvo theft alarm, Volvo 6 disc CD changer trunk mounted. Decent thread on tires. Runs like a champ.

What is it worth?

I need to get back with the Insurance company to let them know. They of course don't look at KBB or Edmunds and the likes, but hey we all know that you can't replace a upkept good redblock Volvo for $1500.

Please chime back and I would appreciate written ads/links for cars of similar age and mileage as ammunition.

I can buy it back from them for #1,381 which the boss (wife) says is out of the question.

Thanks in advance for your responses and this is probably it for me until I get another Volvo.

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EJO now a 1993 944T 211K; ex '65 123S; ex '75 245; and ex '81 242GT; also 2001 Kia Sportage, Chrysler 2002 T&C and 2006 MINI Cooper

Last week I just bought a 1992 944T (silver with dark grey leather interior) with 130K miles on it for $2400. They were asking $2999 at a used car lot.

You can look in www.autotrader.com and other similar sites to find what people are asking for 940s. There are few within 100 miles of zip 92123 for example.

I'm no insurance expert but when I had some flood damage from a washer hot water hose (Replace all your washer hoses with steel belted), they are motivated to settle. You do not have to accept their offer. So if you hold out, they increase their offer. I would assume you could get somewhere between $2000 and $3000.
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1993 240 Classic; 1992 240; 1997 850 GLT

What state did this occur in? I used to be an adjuster. The amount and how they are required to calculate is almost purely a state by state factor(different state require different methods). Google "your state" automobile insurance vehicle appraisal" and see what pops up or call your state dept of insurance and they will advise what if any state statutes which may apply and or give you options.

This is in SW Michigan.
I'll do a search like you recommended.
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EJO now a 1993 944T 197K