Well, if you are comfortable crawling around under the car, you might consider just going the extra mile and changing the clutch itself.

You'll probably need ramps, a couple of jackstands, and a floor jack. I had a OD blow up on me, and the replacement tranny popped out of 3rd and 4th, so I've changed my fair share (and your fair share, and HIS fair share) of trannies.

Make sure you also have a spline alignment tool handy, and a shop lined up in case you have to have the flywheel resurfaced. The easy part is getting it out - I always had to work it for an hour or so (on my back, under the car, legs supporting weight and arms doing the manuvering) before the stupid thing would pop back in.

I believe I saw a full clutch replacement kit (clutch, plate and release bearing) for $159 at the alloemvolvoparts.com site that has banners on this board. While you're in there though, you might consider replacing the pilot bearing as well. Same car as above had a bad squeak that I traced to that bearing AFTER I'd pulled the tranny to replace the release bearing. Ugh.

Good luck!

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--Richard (Hillsboro, OR)