Has ayone had problems with their through out bearing squealing? if so is it a sign of immenent failure requiring an urgent repair or can I put it off untill after the holidays?

My '98 s70T5M has reciently developed a squeal at idle. I thought it was the acessory belt, but the noise did not go away when I replaced the belt. After replacing the belt noticed that the squeling is much worse when the clutch is depressed. I have always had the problem reported on the board with the scraping noise when letting the clutch out in 1st gear which seems to be getting worse. So I am wondering if the bearing is about to give up the ghost. The car only has 55K on it so it is distrubing that the bearing is going so soon.




'98 S70T5M, volvo strut brace, IPD motor mount, and some cosmetic mods