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850 Needs a New Serpentine Belt or Not? 850

I'm told by the mechanic that I should replace the serpentine belt in the 850. He's been honest with me for years and I'm not worried he's lying, but I wanted to get an idea of how bad the problem is. Has anyone ever experienced the Serpentine belt breaking on them? thus leaving you stranded? My belt makes a slight wispy, airy sound which started several months ago, maybe longer. Not really sure if it's serious or if it's ever been replaced.

What interval should they be replaced?
What are the signs that it needs to be replaced?

Thanks and hope you're all having a good holiday season,
Drive safely.
--
1995 850 Sedan, Naturally Aspirated, 143k mi
No major upgrades yet.






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