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98 XC or 2000 SE? V70-XC70 98

Above two Volvo wagons, with similar prices, are in my consideration now. I would like to have your inputs before I make the decision (will be within next couple days).

I am in Canada, so the benefit of XC's AWD is obvious, and I also prefer a little bit extra power. But the 98 XC is 3-year-old with 33750 miles (though the previous owner took good care of it and told me he hadn't experienced any problem, save the headlight bulb burned out), while the 2000 model (a rental car) got only 10000 mils. Also the 5-sp auto on the 2000 car is a plus -- very smooth and makes the power output felt not bad at all.

One of my questions that I can't find answer from any other resources is: Does the side airbag on 98 models also protect driver/passenger's head? From the brochure of the 99 model, I can see it is. But not sure the 98 model. Any hint here?

Thanks in advance for your time and information.






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