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help, is it time to bury her? V70-XC70 2000

my 2000 v70xc with 100100 miles has a new timing belt, water pump,thermostat, tie rods, brakes and rotors and rack and pinion in the last 13 months. was just in a fender bender and it needs new hood, radiator, grill, bumper and head lights. the insurance company totaled the car and is giving me $6200. i can buy back the car with a salvaged title for $650 and make the repairs myself or i can take the money and run. this is a difficult decision, any advice?






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