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A really good 240 isn't going to be cheap either, they are approaching collector status.
As with any Volvo, if you don't DIY, the cost to maintain is very high.
The 850, with the exception of 1993, are fairly good cars. The 94-95 have OBD in the engine bay and are easier to diagnose. The 96+ require a scanner, but most generic scanners only do engine and emissions.
The AC evaporator tends to leak after a while and that is like replacing a 240 blower - 10 hours. The heter core and/or blower in the new cars are less than 1 each to replace.
I like the 1998, before the electronic throttle, as the window controls are in the door rather than the center console. There is also a small plastic rain gutter next to the windscreen to keep the water from the front windows.
Beware of the 2001 Volvos, the trannies are not the best and the cost to replace is a lot.
The engine bay is tighter to work on, but still do able. The electronic climate control can be painful when it is not working as a generic code reader doesn't work for the ECC.
The need for a folding Torx tool in the glove box. There are very few phillips screws.
An 'older' 850/70 will need struts/shocks. If you have a spring compressor, it is no big deal. The timing belt MUST be replaced every 70K miles or 10 years, along with rollers. The 99+ cars require a tensioner replacement as well.
If you find one with traction control, that system works well.
There is only body rust if the car is neglected.
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