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which model years are best? S60

The wife is INSISTING on an S60 (she has an S40 now)... I can only afford pre-owned. I find that I can afford 2012-2014 (roughly $20K). Now I see that there are different engine types (2.5, 3.0), and various designations (Premium, etc.). I started my reading, but it gets complicated!!! In short, what is the best 'bang for the buck'? Which engine gets the better MPG, reliability ? Any info that you could pass on so that I can eliminate all the pre-purchase questions would be helpful. What would you buy?






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