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Anyone known/heard of t-belt snapping before 70k? 850 1995

My 854T is a '95 with just hit 46k miles. It's been through 6 harsh Nebraska winters and I've heard conflicting stories that the timing belt doesn't need replacement. The dealer says 70k, but on here I've heard some say the sooner the better because if it snaps I will be needing a new engine ($4500). My question is this: Does anyone know of a 850's timing belt snapping off before the 70k mile mark? Should I wait until 70k or replace it now even though it's only at 46k?

Thx!
--
'95 Volvo 854 Turbo: Gold Edition
K&N Air Filter, Leather, 6 disc CD-changer, Rear Spoiler
tinted windows






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