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How many miles is too many to get chipped? 850 1995

Just wondering what is a good mileage to get chipped. I want to make sure I don't have too many. I know chipping will put alot more stress on the engine, drivetrain and accessories. I'm getting a much better/higher paying job in May and I've decided to get chipped with an IPD and new full exhaust then. Right now I have 48k miles, and I'm guessing by May I'll have 53k or 54k. Is that ok? I'm running synthetic (Mobil 1), and the tranny is in great shape.
--
'95 Volvo 854 Turbo: Gold Edition
K&N Air Filter, Leather, 6 disc CD-changer, Rear Spoiler
tinted windows






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