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Am I Screwed? 850

My brother-in-law drove his '95 850T into 2 feet of water a few yrs ago.
Water into the intake froze the pistons in the cylinders. It's like pouring sand in there. You may not think this is a lot of water, but the car pushes up a wall of water and 2 ft turns into 3 ft high when you go through it, thus right into the engine. Also had a friend with a '94 F150 do this in 2 ft of water.
New engine needed.
Look at the dipstick and see if there's oil in the crank. In my Bro's case his ins got him a 30k mile T5R engine to go in there. Turbo and everything else was OK.
--
'89 245 Sportwagon, '04 V70 2.5T Sportwagon






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