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2001 XCV70 93,000 miles. In good condition. Up until now no damage to interior or exterior. Owner of a Lincoln Navigator backed up into mydriver rear door and qtr panel. The force bent in the door shell making the door inoperable and like a can opener tore a piece of the rear panel. A picture would tell a thousand words
I'm writing because
1)I'm concerned about the depreciation value now that my car was hit. I understand that insurance companies do pay for depreciation of value, but it is usually for a brand new car. My dealer gave me values from THE BLACK BOOK The value of my car drops due to mileage from 20,700 (trade in value 18,002) to 17,450 (14,950) to something around 14,500 (12,000). I would appreciate hearing from those who might have been down this path with a car older. I would be asking for them to pay around $2900 for this depreciation.
costs of The damage is superficial but still costing alot. The driver at fault submitted it to his insurance. My dealer told me in Car FActs the car will be listed as indicating it was in an accident.. someone searching the vin on my car would see this.
2) the repair estimate: requires a new door and they would get a used one. I told him I would not accept a used door. He told me the insurance company won't go that. Of course, I'm ot assuming they will or won't. I believe I have the right to a new geniune volvo part that has no unknown history. (apropos my car now being listed as wrecked as if the car was in a serious accident)
Looking for those who might have been down this path or know the ropes to advise me.
thank you
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