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I think you are stuck with going to a Volvo dealer. Good news is I have 2 850s and went to different dealers with each to ask things like radio codes and how to program key fobs. Both dealers helped at no cost... so depends on dealer. Not all are total rip-offs and some realized the value of customer relations.
As for my codes I have written on the top of the radio, in the owners manual and in a file folder I keep related paper work in. You can easily pull radio out to see if previous owner might have done same with yours .
Good Luck
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