You need a new indie. My Boston area DEALER charged me $420 parts and labor for the job except no waterpump. Waterpump isn't going to push this to $1k. Did this at 70k miles and will get the water pump the next time. Seems like 130k mile interval is a bit long. I used to change my RWD Volvo timing belts at about 90K, (had one break at 98K) but with the FWD I got religion because of the interfering engine. I would rather pay $420 every 70k than face a $4000 rebuild because I tried to stretch the belt to 130K miles. I took it to the dealer because my indie boned the last belt install on my 940 and it broke in two weeks. I don't need a repeat with an interfering engine. Also I hope you changed the timing belt tensioner. If that breaks the belt can start skipping teeth and pretty soon you start pronging valves. There are two types, one which last longer than the other but by 130k definately time to change it no matter which you have. (the other one should be changed very 70k belt change.)
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