First, don't drive it because antifreeze is not a very good engine lubricant.

Second it it a Volvo store that wants to replace the head gasket? Because the oil cooler is an integral part of the radiator on Volvos and they sometimes develop compartment leaks. More often than blown head gaskets. If it's not at an indy Volvo shop I would take it there. I'd be reluctant to take off the cylinder head unless it's proven that the head gasket is the problem. Sometimes cars that are primarily driven on short trips and never warm up completely get condensation in the oil that makes it look cloudy. I'm usually not that lucky, though.

Good luck!

-BTC

'98 V70 T5 5-speed, 171k mi, Bilstein HD, front IPD stabilizer bar, Volvo strut tower brace and skidplate, XC grill, C70 jewel E-Codes, V-1, Lidatek, Mobil-1 since new.

"Being offended by things is the world's big hobby at the moment. It's almost taken over from wearing goatee beards."-Douglas Noel Adams (1952-2001)