From my understanding about the turbos in the 850 is that they VERY RARELY fail. I've been visiting this board for about a year now and don't remember reading much about the turbos EVER being an issue with the 850. As with mine, I have a 97 850 with about 72k miles on it and not one prob. From what I've read about the 850 as well is that 1997 was the best year of manufacture. Just a thought. There are OTHER factors that 850's have issues with, such as AC condensor etc. but the turbo has never been one of them.
Good luck!!
The 850 is a GREAT car. You will love it. If you have the $$, go for an 850R. I regretted not getting one. In any case, the brickboard is here to answer any Q's you might have before buying. :)
Costas Kotinopoulos
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