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Are you serious about those incentives or did you put an extra zero! Are they regional or national. Hey if savings are that significant I bet the dealers are heavely discounting your trade well below retail and wholesale. Let us know more details. My suggestion, as far as the car is concerned avoid the S40 & just get the S60 with the incentives you're in a great equity position and Im sure they wont be around when you want to purchase the S60 in 03. Plus if you like the 03 S60 you can trade the 02 and not be upside down.
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