To check your front struts, first check the mounts which are known to fail around your mileage. Open the hood and look for the disc-shapped large washer located on top of the strut tower. If there is a 1/4" gap under the washer then the mounts are probably ok.
However, at your mileage, it may be best to change both the strut mounts as well as the struts. For the rear, same thing for the shocks and mounts. You can do this project youself, there was a recent discussion on Volvospeed.com with a link to step-by-step instructions. I just changed mine a month ago.
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