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My Volvo tech says that Volvo has continued to improve the car and that the new ones should prove to be the most reliable over time. When we bought, we paid $27,500 for a a car with a factory sticker of $34,500, and we were offered very low rate financing. It was very competitive with anything we could find in a used car. The only thing that we could see that has continued to be "decontented" is the sound system. Ours, a 2004, does not compare with the standard '94 sound system. The "05 is even worse. Food for thought.
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