Hi there Kit!

Yep, it seems to be like the Car Shield car repair insurance company being pushed so hard on TV.
Don’t know why anyone would want to pay on a never ending repair that might happen and find out it’s not covered or they can use parts from like this SW engine.
At the bottom of Car Shield advertisements it state that their policies are not sold in California.
Bet there is a reason Alone with just the emissions clearances!
They also have a “F” rating with BBB. Just like with the BBB you found on SW!

I looked up some fine print on American insurance in Texas that write policies with a license under the state of Florida.
There is also a reference to a place in Colorado probably being the call center?

Isn’t it amazing that both the companies have really lose wording on what is covered or being sold.
I looked over what you posted and all is very vague.
The engine is checked for “performance to the hilt!” Who’s?
The FAQ’s are too short and so simplistic!

I’d say I’m not interested in whatever these yo- ho’s are selling!

Phil