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I think it's all about mainenance records when you get into that sort of mileage... a well maintained 300k mile car can be a better buy than 150k mile car that's never set tire in a repair shop...
That said, in my opinion 200k +/- about 50k miles, is a pretty rough time.. it's a time when lots of little things start going.. heater fan (definitly check that, be sure there's no squeaks), fuel pumps, timing belt (should have had two by now, maybe ready for a third), clutch if it's a manual transmission...
If it's well maintained, many of these things could have been done in the last 30k miles at 228k... if not, you could be in for $1000 or more in maintenance in pretty quick order. Which is not a bad thing...if it's straight and rust free.
To cite some I've seen... I've seen a 550k mile car that looked new... granted, all highway. And our local Volvo mechanic had a really beat up loaner that was over 800k miles. ugly, but ran fine.. good enough to loan to customers.
If there's an independent Volvo specialist, that would be the place to go for inspection.. Dealer might be ok, but it's quite possible none of the mechanics are old enough to have even seen a 240 in the shop, let alone be familiar with their specific quirks.
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-Matt I ♥ my ♂
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