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You didn't say what engine you have. Writing "...a fuel injected 2.3..." is vague, as it could be either a B23F (ca '83 or '84) or a B230F (ca '86-'93). Only the lower mileage (i.e., 195K) hints at the latter, but it's not definitive.
Most versions of the former, the B23, is robust, with good bearings, and lives long. The latter, the B230, was redesigned to improve gas mileage by reducing internal friction, which generally means reducing bearing area (although in its final year, the B230-L engine for '93 has oil squirters to keep the pistons cooler, nice if you drive it hard).
However, in either case these engines are generally long-lived, and (based on the incidence of posts on this forum) we rarely if ever hear of bearing problems as a source of engine failure -- even piston rings seem to last a long time, and cylinder walls often are described (by someone tearing down the engine) as still showing original cross-hatching. Even oil pumps are rarely mentioned. If you're a new 240 owner, I'd suggest worrying about other more likely engine issues, such as cooling system corrosion, water pump failure, head-gasket failure, rear valve cover plug failure (if a B230), etc. That should keep your paranoia better focused on more likely possibilities.
Of course, I'm assuming that you haven't actually encountered any symptoms that prompted you to do an oil analysis, such as tons of grit in the drained sump oil.
Enjoy the car.
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