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My 2015 Ins Quote UP 16.6% 200

posted by  jon_h on  Fri Feb 6 20:31 CST 2015
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last visit: Fri Oct 24 11:57 CST 2014
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I have a newer pickup as a good vehicle and a 240 for Winter, hauling, ... rough use. The 240 has max liability, comprehensive, and towing; no collision. it's about $380/year for the 240.

I've enjoyed this strategy for years. Smugly telling myself how much I was saving by having a low-budget 2nd car.

Last year I almost bought a wagon/crossover SUV - Outback, Outlander Sport, Jetta Sportwagon - that we could use for trips. Insurance quotes came in around $600 w/ collision.

So for for + ~$200/year I could be driving a brand new car with collision on it. My ins company was unable to explain why a ragged old Volvo cost so much to insure relative to a $18-$25K new car.

Certainly 240 drivers aren't high risk - but perhaps drivers of old cars are accident prone?

It can't be that the old-school Volvo body will crush newer cars => higher liability for solid-steel cars?
--
240 drivers / parts cars - JH, Ohio






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