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960 timing belt 900

I've a 95 960 with an unusually low 38000 miles.Well documented. Bought it with 25000 two years ago, and added the 13000 miles. This comes to about 6500 miles a year which is consistent with our usage experience of many years.
My question is this: is the timing belt sensitve to age as it is to mileage. If we keep the car (and we love it), it won't reach the 70,000 mile replacement recommendation for another five years. That would make it around twelve years old.
Any thoughts and suggestions appreciated.
Jim

25 great Volvo years--'75 164, '87 240 GL & the '95 960






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