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Please help... Will insurance fix my girl? 200

Ben -

What a downer! Follow Topher's post, and stick to your guns, the insurance company has a vested interest in screwing you as much as possible.

Gather information on similar vehicles. Look in eBay and click "Watch this item" on similar cars. That way when the auction closes you can go to "My eBay" and get to the original offering (they are removed otherwise) and you can see what the final price was. Print it out. Note the condition, miles, and location and history. You might find a similar body style, mileage and condition but a 740. Adjust a little, it's like appraising houses where two are just the same except for a few things.

The other driver owes you a return to status quo ante (what you had before), especially since he was cited. Remember a traffic violation comes under criminal law, too. So the question is (1) what will returning you to status quo ante cost? (2) Will the money come from his pocket or his insurance company, or a little of both.

Be ready to use phone calls to the point of harassment, if necessary. Call the owner and/or the insurance company daily until you're happy.

BTW - there is a metal plate on the RH front fender cover that has trim and color codes on it. The XXX-X code is paint. Get a door from a yard with the same codes, it should match exactly other than aging.

Get a repair quote, as Topher said, from at least a Volvo dealership and from a reputable shop near where you live (so you can check progress easily) and maybe one from somewhere else.

Good Luck,

Bob

:>)


PS This is a tough lesson. Your own insurance rates will likely be hit, even though the other driver was cited. Go over what allowed the wreck to occur, and you may find that there was something that you could have done to avoid it, such as giving up the right-of-way to an obvious nutcase. After all, even if you are in the right, who owns the problem?






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