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Sorry about the misfortune.
I've had a lot of experience in the rebuilding arena (body shop) as well as several unfortunate problems of my own.
Most of my Volvos are ex-salvage cars. I love finding ones like yours--people who don't WANT to get rid of their cars, but have sustained some sort of body damage. That usually almost guarantees a very good car with recent maintenance and services.
That said, it doesn't sound good for your car. The bill on what I envision the damage to be sounds somewhere in the neighborhood of $3-4000. And maybe even more than that. I had an 87 240 that got cranked in the rear door, the front of the quarter (in front of the wheel) and the rear axle shaft and axle housing. Bill: over ten thousand. And it looked almost driveable.
Most of the money is spent on frame alignment and quarter panel work. The door is a breeze to align and mount. But you have to re-align EVERYTHING on the side, because usually getting hit in the door sucks the side inwards, including sometimes the rocker panel. There can be a LOT of work involved.
The quarter can be fixed, probably. Usually they're repairable unless they've been sliced wide open and otherwise demolished.
In my experience, you NEVER get the right price for your car. But most states allow for punitive damages (pain & suffering, etc.) which can bring a little more reasonable light to the situation. It's a cheap trick, but what did you think they were going to pull on you :)
--
1992 940 wagon, 72k
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