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I would not wait to do the timing belt,the engine will bend valves if it breaks it is not like a 240, or a 740 where you just throw on a belt and your done. I highly recomend anyone with a 960 to replace the timing belt every 50,000 miles. It is one of the easiest in the industry. The coolant leak should be easy to find with that amount of coolant loss. Adding dye to the coolant system helps, but a good pressure checker will probably get the job done. The oil leak should be relatively easy to find with that much oil leeking. Check your engine code on the right hand side of the engine block, above the water pump. the 6304F has two "o" rings that like to leak oil. The 6304s has a nipple and a short piece of hose that connects the black plastic breather diverter to the engine block. They both seem to leak around the 60,000 to 90,000 mile mark. The radiator is a good thing to do now, and maybe the heater control valve. Volvo dad has gone a little over board, he is describing things that are not even on a 960 engine. Your best bet is to find a mechanic that is familiar with the 960's. I've had my 960 now for 6 months and I love it. Good luck with yours.
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