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Honestly, any 240 made from '76-'93 are about equally reliable, as long as the oil has been changed regularly. ('75s had a B-20 engine, which some think was a good thing, while others think it was a bad thing... I'd pass on an under-powered 94 hp engine my self...)
One big draw back the later models have is the headlights. They are absolutely worthless. You'd be better off duct taping some flash lights to the side of the car honestly. Earlier models ('75-'85) don't suffer from this problem.
Wiring harness problems are more common on '81-'87 models. These problems were corrected by '88.
'89s sometimes came with a problematic ECU that could cause some problems. Some '90 models did as well from what I understand.
As long as the car isn't rusty, and the oil has been changed regularly, I wouldn't worry too much about the mileage. Hell, I'm pushing 440K on my '80 245 with no signs of quitting any time soon. I also just sold a '77 244 with over 300K, still running strong.
All that said, many here on the boards say that the '90-'93 models were the best of the production. I haven't personally owned a 240 that new, but I've learned to never argue with the board.
There's lots of nice cars here in Portland. (Oregon is Volvo Country after all.)
Good luck!
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If you listen to the radio in Portland, OR, you may know me as 'Portland's Favorite Soul Brother!'
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