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I live permanently in GA, and work mostly in GA, therefore the car is insured and tagged as a GA auto, and registered with the commonwealth of Mass. as a non-resident student vehicle. My insurance agent does not know that the volvo lives in MA, as I commute to MA on a plane from Atlanta when I go up there. I do get the multicar discount having both policies w/same State Farm guy. GA requires annual emissions test on all vehicles older than the 3 latest model years (OBD on 1996 and newer), and the volvo stays on campus as my college car, so at this point I can apply for out-of-area emissions waiver to maintain GA registration (out-of-state students/military) rather than drive it back to GA for an emissions test. I'll only be in Grad school one more year, so if it passes MA, then GA DMV will waive the GA certified smog test with MA pass documentation. I also have to show them proof of student status like an ID and tuition or grades. It only costs me $10/month to insure it as a GA car with minimum liability required by both GA and MA, so it has been safe, cheap reliable basic transportation.
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