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"Brake and Lamp Inspections $100.00 (ball park)
Smog Inspection $50.00
CHP VIN verification $0-$50.00 (not sure truthfully)
Re-register with DMV $50.00"
Costed me $50 for the brake and light, smog can be had for $30, and CHP does not need to verify unless there is suspicion, as DMV normally does the inspection in the drive-thru area.
For more info from the DMV, click here.
"The only piece of advice I can really give is to carry the minimum legal insurance coverage required by law. Uninsured motorist coverage on a $500.00-$1000.00 car just does not make sense, especially when you factor in a $500.00 deductable."
Carrying the minimum is the absolute stupidest thing one can do. Once the insurance limits are tapped out, the owner is responsible for the rest of the amount. Such is extremely easy these days, as lawyers are rampant (Larry H. Parker got me 2.1 million dollars!), soft tissue "injuries" run up the medical tab really quickly, and the average new car costs over $25k.
A fellow SoCal member found out the hard way after he got into an accident a couple years ago. The car he hit was a Saturn. As it was totalled, that tapped out his insurance limits already. The total tab was a few thousand dollars, from his own pocket. Put yourself into that position ... what if it was a BMW or a Mercedes instead?
Another fellow member got involved in a hit-and-run that totalled a brand new RAV-4 and his Volvo, along with damaging a Chevy pickup. Long story short, that vehicle's owner, which was pinpointed with evidence left at the scene, had to refinance their house to shell out over $30k.
If you have any assets at all worth more than $1000 (bank account, business, house, additional cars, etc.), you better have real insurance coverage. Additional coverage is not as expensive as what some think, nor is uninsured coverage (which has no deductible). Ask - it doesn't hurt.
I much rather shell out a little more every year instead of having to shell out several hundred dollars every month for the next 15 years, just for one accident.
-- Kane ... doesn't hurt to ask other insurance companies too. With even more coverage, I saved over $200/year switching from 21st Century to Allstate.
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While I would never deliberately mislead anyone, take into consideration that any information and advice provided was at no cost to you.
6 Volvos in SoCal, from '64 to '94. See profile for fleet infomation.
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