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Dealing with insurance company 200

Most of the seemingly sound advice I've read is based on the premise your claim is with the driver and owner, not their chosen insurance adjuster. I would wonder if that would extend to refusing to deal directly with their insurer, insisting you be made whole by the driver and owner. This, however, is not my personal advice, as I am not in any way qualified to offer that. It is just what makes sense to me.

Turning things to the coulda-woulda-shoulda light of Monday morning, I wonder if agreed-value collision replacement and uninsured motorist coverage is affordable by most of us who value the effort we've made to preserve, if not restore these cars. I also heard some sensible advice on this subject, where the insurer would not be the same as your liability insurer, thus avoiding the claims-history conflict of interest. Don't know how that would fit with various state's insurance laws.

Sorry for your loss,
--
Art Benstein near Baltimore






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