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Check around with other insurance companies--you may be able to get a "stated value" type policy, where you and the insurer agree on a maximum amount payable for a total loss, etc. you might also see if your state Department of Insurance has any sort of consumer line where you can get info about what types of coverages are offered in your state. They won't be able to recommend particular insurers to buy from, but may also be able to tell you which auto insurers they have the most copmplaints about.
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We have met the enemy and they is us. [Pogo] S70 T5 cop car : Rough Rider suspension, Walmart fog lights, eBay speakers, ambiance by Pall Mall, trim by Le Duc d'Tape, 8-channel THD by OEM amps
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