The one thing I'd add is that I've seen plenty of posts here indicating that the V70 had a few problems, especially electrical ones, in its earlier model years. From what I can tell most of those problems were cleared up by 2001 or 2002, although of course a Volvo will always been more expensive to maintain than a Toyota. I did a lot of reading around before taking the plunge into a 2002 V70. I haven't regretted it for a moment--I absolutely love the car, and there has only been one little problem, a brake pedal sensor failure that was covered under warranty and would have been a cheap repair anyway. But the car is still quite new, so I'm keeping my fingers crossed. Good luck!
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Mark 2002 V70 10k