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Also keep in mind Volvo's safety. I've been in 3 bad accidents; 1 in a 940 wagon, 1 in a 850 sedan, and 1 in a 960 sedan, and the worst that's happened to me has been a bruise on my love handle from the seat belt pulling me back so hard. Now driving a '94 850 Turbo wagon in the mountains of Colorado, and I wouldn't be in anything else besides another Volvo. I'm not rich either, but sometimes a little maintenance $ is worth your life/health. Just my opinion. Most of the $ I've put into all of the cars has been preventative maintenance.
Nick
(only the last (960) accident was my fault and only involved a parking garage pole, so y'all don't think I'm a nut.....)
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