If you have any receipts, make copies of those.

Document ALL the upgrades and recent work you've done on the car. Use current shop labor pricing and list prices, if available.

The ins co doesn't really care whether they pay $500 or $1500 or $2500, they're just glad you're not writing off a Range Rover. Explain to them that their job in this case is to make you whole again. That is, get you back into a vehicle equal to what you've lost.

This means enough money to purchase a similar car, and bring it up to the level that car was at. Subtract from that amount whatever they need to allow you to keep the car, so you can get your stuff off of it, and you'll come up with some kind of dollar amount that you'd be "happy to settle for".

If you're really in doubt about the disparity between what you've lost and what they're offering, get a lawyer involved- but of course he's got to get paid, so that costs something, probably not worth it for a car this old.

Best of luck fighting them.
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Rob Bareiss, New London CT ::: Roterande Flakt Och Drivremmar!