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Written Off. 200

I've never had an accident but I did learn one important thing about the insurance business when my homeowner's company recently replaced my roof for free due to hail damage.

This is what I learned:

1) Find a body shop that will negotiate directly with your insurance company. Just sit back and listen to those two go at it. There's a good chance the two went to school together and their reunion will result in a great settlement for you regardless of what happened.

Unless you know a lot about cars, the insurance company will probably want to give you as little money as possible. However, a 3K settlement sounds quite fair to me.

2) Don't admit guilt to anybody. Just because you don't have ABS brakes doesn't make you a bad person. Say as little as possible.

3) Cheer up! Just imagine how bad things could have been if somebody got seriously hurt.

4) It's not a bad idea to start taking the bus in these uncertain times: Save the Volvo for weekends and dates. You don't have to drive everywhere. Chasing the bus is good for your heart muscle.



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New Written Off. [200]
posted by  91lligrama  on Sat Feb 17 12:33 CST 2007 >
  • New UPDATE [200]
    posted by  91lligrama  on Thu Feb 22 10:04 CST 2007 >
    • New UPDATE [200]
      posted by  Redwood Chair  on Thu Feb 22 10:59 CST 2007 >
      • New UPDATE [200]
        posted by  Lanval subscriber  on Thu Feb 22 13:40 CST 2007 >
        • New UPDATE [200]
          posted by  ZJZ subscriber  on Fri Feb 23 04:56 CST 2007 >
    • New UPDATE [200]
      posted by  someone claiming to be CB  on Thu Feb 22 12:06 CST 2007 >
      • New UPDATE [200]
        posted by  91lligrama  on Thu Feb 22 12:56 CST 2007 >
    • New UPDATE [200]
      posted by  Sven's Maintainer  on Thu Feb 22 12:42 CST 2007 >
    • New UPDATE [200]
      posted by  jimjmorris subscriber  on Fri Feb 23 08:18 CST 2007 >
      • New UPDATE [200]
        posted by  91lligrama  on Fri Feb 23 09:55 CST 2007 >


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