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Montreal is a lot colder than Guelph!
I too an considering a TDI, as a second car to the 945. I have been asking around, and so far have not heard of any cold-weather starting troubles. People do use block and/or fuel line heaters here in Ottawa.
I'd would much rather be in a Volvo on a highway trip from Montreal to Toronto. Coming from a person who 15 years ago to did Montreal to Waterloo on a motorbike regularly, that might just be my age showing.
Look into insurance costs - you might get a surprise there!
Brian
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